Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.